Banking & SavingsCards & LoansCredit CardsCurrent AccountsLoansMortgagesWhat is a credit scoreGareth25/01/2021515
What is interestGareth25/01/2021402Interest is the cost of borrowing someone’s money. When you are borrowing money, you pay interest. When you are lending...
What is an overdraftGareth25/01/2021437An overdraft is a form of credit your bank may offer if your current account balances drops below zero. When...
What is a credit scoreGareth25/01/2021515Your credit score is created from the information held in your credit report, also known as your credit file. A...
10 ways you can improve your credit scoreGareth25/01/2021444Understanding how to build up your credit score is important if you want to improve your chances of getting approved...
Consumer Credit Act (CCA)Gareth25/01/2021359What is the legislation Consumer credit in the UK is regulated by the Consumer Credit Act (CCA) 1974 (later amended...
What is a balance transfer credit cardGareth25/01/2021400A balance transfer card can help you manage your debts better if you are currently paying interest on existing debt....
What is a minimum credit card paymentGareth25/01/2021418Unlike a mortgage or a loan, you can choose what you want to repay. The minimum payment on a credit...
What is the difference between Visa and MasterCardGareth25/01/2021393What are Visa and MasterCard Both Visa and MasterCard are the two leading credit companies in the world that handle...
How does a credit card workGareth25/01/2021369What is a credit card A credit card will allow you to spend money on ‘credit’, effectively allowing you to...
